Co-buy & co-own a home, simplified.
Tackle decisions, lock in your Co‑ownership Agreement, and build wealth together—in Co‑ownerOS™.
💪 No guesswork, more upside.
We’ve worked 45,500+ hours tackling co-ownership, so you don’t have to.
One tool to manage home co-ownership, together.
Money matters
Plan finances, expenses, and payments.
Ownership
Define structure and individual interests.
Risks
Identify, safeguard, and specify remedies.
Admin
Streamline day-to-day tasks.
Rights & responsibilities
Align goals and expectations, flexibly.
Exit strategy
Prepare for eventual unwind or transfer.
Built to make co-owning a home easy.
Co-ownerOS™ puts you in control over the full ownership lifecycle.
Set your terms
Collaborate in real-time with step-by-step guidance to set the terms of your co-ownership arrangement. An intuitive workflow streamlines decision-making. Eliminate guesswork, avoid drama.
Create flexible agreements
Generate, review, and digitally sign agreements. Executed agreements are encrypted and recorded to blockchain. Need to make a change? No problem. Modify, confirm, and re-execute in a few taps.
Organize docs, records, receipts
Store all your important files in one place with easy access, sharing, and version control. Authentication by all co-owners marks files as legit. Breathe easier when tax season rolls around, or it’s time to sell.
Seriously secure.
You control your data. We go to great lengths to keep it safe and secure.
Multi-factor ID verification
Government ID cross-referenced with live imaging and personal verifiers.
Blockchain authentication
Smart contracts from the world's fastest, most secure blockchain network.
256-bit advanced encryption
Data encryption algorithms used by the United States National Security Agency.
Cover your risk, build wealth.
With Co-ownerOS™, manage your co-investment like a pro—and enjoy the upside.
Nobody knows co-ownership better. We've worked with thousands of co-buyers and co-owners, and been there ourselves.
Save $10k on upfront legal fees
Eliminate 120 hours of annual admin
Avoid conflicts, court, and probate
Minimize unexpected tax consequences
Plan your exit strategy
FAQs
Your questions, answered.
Co-ownership is when two or more people who are not married to one another own a home together.
Friends, family members, couples—or any combination—can own a home together.
Co-ownership is sometimes called shared homeownership or joint homeownership.
Co-ownerOS™ is an app to help you plan, structure, and manage co-ownership together efficiently and effectively.
With Co-ownerOS™, you’re able to manage co-ownership like a pro:
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Co-ownerOS™ puts you in control over the full co-ownership lifecycle.
• Avoid guesswork and conflict
• Save $1,000s on legal fees
• Save 120 hours a year on admin
• Protect relationships, investments, and the home
Why wing it when you can de-risk, protect, and build wealth?
Co-ownerOS™ helps folks who own a home together:
• Friends
• Relatives
• Unmarried couples
• Combined groups
We're currently setup for:
1. Folks who co-own a home in the US or are under contract on a home purchase.
2. Groups of up to four co-owners, excluding children, dependents, and anyone not on Title to the property.
We're working to expand our offering.
Co-ownerOS™ subscription pricing:
$30 $24 / user / month, paid yearly
= 20% off full price for Beta Batch #2*
Less than $1 a day to protect your home, relationships, and investment.
* Limited offer. First-come, first-served. Check out Pricing.
A Beta is when our app is opened up for more people to try. During this phase, we invite a broader group to use the web app, provide feedback, and help guide product development.
Co-ownerOS™ Beta is live! Join the waitlist here.
Co-ownerOS™ is a dynamic tool to support you in managing co-ownership over time.
It helps you navigate decisions, plan finances, keep agreements up-to-date, manage documentation, and handle changes with ease.
If you decide not to renew your subscription, you’ll lose access to Co-ownerOS™, but:
• You can download, share, and print all versions of your Co-ownership Agreement and Memorandum of Agreement anytime during your subscription.
• You can request an export of all documents, files, records, and receipts stored in your Document Vault.
Your data is yours!
Of course, we hope you’ll find that Co-ownerOS™ continues to provide value for your co-ownership journey.
We created a course just for you: How to CoBuy a Home with Friends, Family, or Your Partner.
Leading industry pros agree.
"Homeownership is not one-size-fits-all. CoBuy gives you the resources to make homeownership adapt to your needs while covering all of the practical and technical bases."
Edward Ong
Principal • Broker • Attorney
Corpen Real Estate Group
“CoBuy helps folks to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected. Efficient, effective, everybody wins.”
Trevor Reese
Area Manager
Revolution Mortgage
"It's important to get all parties on the same page on issues that don’t show up on loan or purchase documents. Having CoBuy to manage this can make all the difference."
Frank Sandoval
Loan Officer
U.S. Bank
✨ Get early access
Join Co-ownerOS™ Beta Batch #2 to lock in benefits and a lifetime discount.
Direct access to our team + 1:1 support
20% discount off annual subscription
Input on new features and development
