Co-ownerOS™ Pricing
Whether you’re planning to co-buy or already co-own, manage homeownership together with confidence.
- Align on terms, finances, risks, & exit
- Create Co-ownership Agreement in ≈ 45min.
- Update anytime — no extra legal fees
- Secure shared vault for all docs & decisions
- 2 – 4 co-buyers or co-owners (friends, family, partners); children, renters, and non-title holders excluded.
- U.S. residential property up to four units.
What's included?
ID verification + smart contracts for authentication and your security.
Governance workflow
• Plan and build consensus before you close.
• Streamline complex decisions.
• Get guidance and info on demand.
• Simplify collaboration and communication.
• Stay aligned on terms, finances, ownership, risks, exit strategy, and more.
Co-ownership Agreement
Co-create, digitally sign, share, update any time.
Memorandum of Agreement
Co-create, digitally sign, share, update any time.
Document Vault
Easily manage all files, records, and receipts in multiplayer mode.
Co-owner Dashboard
Monitor your property value and key metrics for actionable insights.
...plus help shape new features.
CoBuyer success stories
"Our questions were around how is this going to work? What will it actually look like? And is there any liability?
Having that step-by-step process was great."
"I didn't really know where to start because we had different financial situations. How would that work out?
CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together."
"Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom!
We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way."
"We didn't know how long it was going to take or what the process was going to be like not being married.
We wanted to do it intelligently and safely for both of us.
It was nice to have somebody to help guide us. CoBuy was great!"
"You want to know that you’re taking care of yourself and your co-owner.
CoBuy answered questions that we didn't even know we had.
You can make it happen. CoBuy is 100% the company I'd recommend to do that work with."
"We decided to use CoBuy’s expertise to help us navigate the process.
I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done."
Don't wing it.
Wing it | Attorney-drafted |  Co-ownerOS™ Public Launch Q3 | |
|---|---|---|---|
| Cost | TBD | $7k-$10k+ * | $49/person/mo. |
| Risk level | High | High | Low |
| Planning | None | Low | Guided |
| Protection | None | Low | Strong |
| Guidance | None | None | Ongoing |
| Support | None | None | Ongoing |
Frequently asked questions
Have other questions? Drop us a note to hello@cobuy.io.
Co-ownerOS™ helps groups planning to co-buy a home and groups that already co-own, including friends, family, partners and mixed groups.
Perfect—Co-ownerOS™ is built for co-buyers too.
• Align budgets and contributions
• Draft and digitally sign your agreements pre-closing
• Keep everything in one place from first brainstorm through exit.
Join the Co-ownerOS™ Waitlist or preview our free course if you need the basics.
With Co-ownerOS™, you’re able to manage co-ownership like a pro:
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Co-ownerOS™ puts you in control over the entire lifecycle:
- Avoid guesswork and conflict
- Save $1,000s on legal fees
- Save 120 hours a year on admin
- Protect relationships, investments, and the home
Instead of winging it, you can de-risk, protect, and build wealth.
We're not quite ready for:
• Co-buyer / Co-owner groups of 5+ (excluding children, dependents, renters)
• Co-buyers / Co-owners of land, tiny homes, or Multi-Family Homes with 5+ units
• Co-buyers / Co-owners outside of the United States
Thinking about co-buying? Co-ownerOS™ is the ideal place to structure your plan and draft agreements. Our free online course is a great primer if you’re just starting.
Co-ownerOS™ is a dynamic tool to support you in managing co-ownership over time.
It helps you navigate decisions, plan finances, keep agreements up-to-date, manage documentation, and handle changes with ease.
If you decide not to renew your subscription, you’ll lose access to Co-ownerOS™, but:
• You can download, share, and print all versions of your Co-ownership Agreement and Memorandum of Agreement anytime during your subscription.
• You can request an export of all documents, files, records, and receipts stored in your Document Vault.
Your data is yours!
Of course, we hope you’ll find that Co-ownerOS™ continues to provide value for your co-ownership journey.
✨ Join 3,500+ Planning to Co-buy or Co-own
Be first to know when Co-ownerOS™ launches publicly.