Co-ownerOS™ Pricing
Whether you plan to co-buy a home or already co-own, manage homeownership together with confidence.
LIMITED TIME OFFER
$49 / person / month (regular)
ANNUAL PASS
$1,000 / year
Covers your 2–4 person group
Trusted by thousands of co-buyers and co-owners since 2016
Eligibility:
- 2 – 4 co-buyers or co-owners (friends, family, partners); children, renters, and non-title holders excluded.
- U.S. residential property up to four units.
Everything you need to co-buy & co-own confidently
Get full access to Co-ownerOS™ — the home co-ownership app that helps 2–4 people plan, document, and manage shared property ownership from day one.
Benefit from ID verification and blockchain-anchored smart contracts for authentication, security, and peace of mind.
Property Events CalendarNew!
- • Stay organized from buying through ownership.
- • Track payments, renewals, milestones, and governance actions.
- • Link events to documents in your Vault for complete records.
- • Set smart presets and get reminders automatically.
- • Keep everyone coordinated and disputes off the table.
Governance workflow
- • Plan and build consensus before you close.
- • Streamline complex decisions with guided steps.
- • Get expert guidance and info on demand.
- • Simplify collaboration and communication.
- • Stay aligned on terms, finances, ownership, risks, and exit strategy.
Co-ownership Agreement
- • Protect relationships, finances, and your investment.
- • Co-create, digitally sign, share, and update any time — skip $10K+ in legal fees.
Memorandum of Agreement
- • Record ownership and strengthen protections without exposing private details.
- • Co-create, digitally sign, share, and update any time — keep public records clean.
Document Vault
- • Securely store files, receipts, and records in multiplayer mode.
- • Maintain one source of truth to avoid disputes and confusion.
Co-owner Dashboard
Co-owner Dashboard- • Monitor property value and ownership metrics in real time.
- • Get actionable insights to guide financial and ownership decisions.
...and you'll help shape new features as Co-ownerOS™ evolves.
CoBuyer success stories
We've helped thousands of co-buyers become homeowners since 2016. Hear from past CoBuy customers in their own words.
Genya, Partner & Family
Unmarried couple + Relatives • Seattle, WA
“Our questions were around how is this going to work? What will it actually look like? And is there any liability? Having that step-by-step process was great.”
Candice & Gabriel
Unmarried couple • Oakland, CA
“I didn't really know where to start because we had different financial situations. How would that work out? CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together.”
Christina, Edwina, Jason
Multi-generational household • Port Angeles, WA
“Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom! We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way.”
Starla & Robert
Unmarried couple + Kids • Seattle, WA
“We didn't know how long it was going to take or what the process was going to be like not being married. We wanted to do it intelligently and safely for both of us. It was nice to have somebody to help guide us. CoBuy was great!”
Nate & Amber
Friends • West Seattle, WA
“You want to know that you're taking care of yourself and your co-owner. CoBuy answered questions that we didn't even know we had. You can make it happen. CoBuy is 100% the company I'd recommend to do that work with.”
Peggy, Terry, Ray
Married couple + Friend • Issaquah, WA
“We decided to use CoBuy's expertise to help us navigate the process. I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done.”
Don't wing it.
Ready to take control of home co-ownership? See how Co-ownerOS™ stacks up.
| Wing it | Attorney-drafted | Co-ownerOS™ Annual Pass | |
|---|---|---|---|
| Cost | $0* | $7.5k-$15k+ | $1,000/year (entire group) |
| Time to Agreement | Never | 4-12 weeks | 45 minutes |
| Updates & Changes | Chaos | $1,500+ each | Unlimited |
| Prevents Disputes | No | Unlikely | Yes |
| Group Alignment | None | None | Continuous |
| Lifecycle Support | None | One-time | Full journey |
Co-ownerOS™ Annual Pass
- Cost
- $1,000/year (entire group)
- Time to Agreement
- 45 minutes
- Updates & Changes
- Unlimited
- Prevents Disputes
- Yes
- Group Alignment
- Continuous
- Lifecycle Support
- Full journey
Wing it
- Cost
- $0*
- Time to Agreement
- Never
- Updates & Changes
- Chaos
- Prevents Disputes
- No
- Group Alignment
- None
- Lifecycle Support
- None
Attorney-drafted
- Cost
- $7.5k-$15k+
- Time to Agreement
- 4-12 weeks
- Updates & Changes
- $1,500+ each
- Prevents Disputes
- Unlikely
- Group Alignment
- None
- Lifecycle Support
- One-time
* Average dispute cost: $50k legal fees + relationship
Sources: ABA 2024, Thomson Reuters 2025, CoBuy Research
Frequently asked questions
Have other questions? Drop us a note to hello@cobuy.io.
Is Co-ownerOS™ for me?
Yes — if your 2–4 person group is planning to co-buy a home or already co-owns residential property in the United States.
Co-ownerOS™ works for friends, family, partners, and mixed groups who want to protect relationships, reduce risk, and manage shared ownership like pros — all for $1,000/year with the Annual Pass.
What if we haven't bought the home yet?
Perfect. Co-ownerOS™ is built for co-buyers preparing to purchase.
• Align budgets, contributions, and ownership percentages • Draft and digitally sign your Co-ownership Agreement and Memorandum of Agreement before closing • Keep all documents and decisions in one secure place from first brainstorm through exit
If you're new to co-buying, our free online course is a great primer.
What does it do?
Co-ownerOS™ is the all-in-one home co-ownership platform that helps you:
🤝 Streamline group decisions with a guided governance workflow 💸 Plan and document finances, expenses, and shared payments 🗓️ Track key dates in the shared Property Events Calendar 📝 Create a legally sound Co-ownership Agreement in about 45 minutes ✍️ Digitally sign from anywhere 🔐 Securely store agreements, receipts, and property documents in your Document Vault 🚪 Plan and document your exit strategy 🪄 Update agreements anytime as circumstances change
You'll avoid guesswork, prevent conflict, save $1,000s in legal fees, cut 120+ hours of admin, and protect your relationships, investments, and your home.
Who isn't a fit for Co-ownerOS™ today?
Currently not for:
• Groups of 5+ co-buyers/co-owners (excluding children, dependents, renters) • Co-ownership of land, tiny homes, or multi-family homes with 5+ units • Properties located outside the United States
If you're thinking about co-buying a home, Co-ownerOS™ is the best place to structure your plan, align your group, and draft your agreements before you buy.
What happens if we don't renew our subscription?
Co-ownerOS™ is designed to support your group throughout the entire co-ownership lifecycle — helping you make decisions, track finances, keep agreements current, and manage documentation. Questions? Email hello@cobuy.io.
If you choose not to renew your Annual Pass subscription:
• You'll lose access to the platform's tools, workflows, and update capabilities • You can still download, share, and print all versions of your Co-ownership Agreement and Memorandum of Agreement during your active subscription • You can request a full export of all documents, files, records, and receipts stored in your Document Vault
Your data is always yours — but the ongoing ability to adapt, update, and protect your arrangements is only available with an active subscription.