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Online Course

Learn how to co-buy a home with friends, family, or your partner

Gain clear, actionable guidance to co-buy a home. Leverage 51,500+ hours of specialized experience in assisting 1000s of co-buyers. Build lasting wealth and secure your future, together.

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How to CoBuy a Home course on a laptop

CoBuy featured by

  • Forbes logo
  • The Wall Street Journal logo
  • Fidelity Investments logo
  • Bank of America logo
  • The Atlantic logo
  • CNET logo
  • TIME Magazine logo
  • NerdWallet logo
  • MarketWatch logo

About the course

Overview

Co-buying is complicated. In this course, we break down the process of buying a home together step-by-step and share our field-tested strategy for success—before, during, and after your purchase. You'll learn:

  • How co-buying works
  • How to save time and money
  • How to select the right RE agent, lender, and other professionals
  • How to secure the mortgage of best fit
  • How to maximize Return on Investment
  • How to protect your home, relationship(s), and finances

Outcomes

  • Create a co-buying action plan
  • Cut your purchase timeline by 50% vs. US average
  • Save $25k to $50k in expenses & costs
  • Develop a strategy for co-ownership
  • Protect your home, relationship(s), and finances

Length

4.5 hours

Format

Online on-demand content + tools, templates, and worksheets

Structure

  1. 1Co-buying 101: basics
  2. 2Plan & build consensus
  3. 3Get a joint mortgage
  4. 4Navigate the home search, negotiate, & transact
  5. 5Structure your co-ownership
  6. 6Manage risks
  7. 7Develop an exit strategy
  8. 8Bonus: beyond the purchase
Course screenshots

Latest course reviews

  • ★★★★★

    If you want to buy a home with friends, family, or colleagues, I highly recommend you take the CoBuy course. The idea of co-buying is exciting and there's a lot of buzz. However, it's difficult to find helpful advice and facts about the process. From my research, I believe CoBuy's course is unique and gives prospective co-buyers the information they crave in an organized way. The tips you will pick up could literally save you thousands of dollars. Pam and Matt, the team that made the course, have spoken with hundreds of people on their co-buying journey. Their expertise is seasoned, and advice is sound. Personally, I felt more grounded and empowered after taking the course. The price is less than one hour with a good attorney; the value of peace of mind and a strategy is priceless.
    Stephanie Romanoff

    Stephanie Romanoff

  • ★★★★★

    CoBuy's course is a clear, step-by-step guide. It's rich in real-world expertise, interesting, and easy to understand. As a veteran real estate agent, I'm already sharing this with my clients and colleagues.
    Don Koonce

    Don Koonce

  • ★★★★★

    This is exactly what co-buyers need. The worksheets alone are worth the cost of the course. It provides a dynamic framework to guide all participants through the lifetime of the ownership and will provoke discussions – and avoid problems – co-buyers might not think about on their own.
    Amy McKenna

    Amy McKenna

  • ★★★★★

    CoBuy is the go-to source on the internet for the most reputable, engaging, and consistent information on how to CoBuy a home. I would caution against CoBuying on your own, before you check out the course.
    Tim Hedberg

    Tim Hedberg

  • ★★★★★

    This course was informative and well organized. I plan to recommend it to anyone who is thinking of co-buying!
    Amy Ward

    Amy Ward

  • ★★★★★

    As an attorney within a large, Nigerian family, the CoBuy course is an asset for those looking to purchase property for an multigenerational household. Not only did it enhance my own legal expertise about real estate transactions, but the course adds a personal touch to every topic, which put my family at ease when considering a joint, intergenerational investment. Highly recommend this course!
    John Falola

    John Falola

  • ★★★★★

    This course is an essential guide. As someone who has co-bought before, I wish I had access to this earlier. There’s so much to think about. The step-by-step insights, tools, and templates to make decisions will save you time, money, and emotional energy. Highly recommend this to any first time buyers or anytime co-buyers.
    Chris Harding

    Chris Harding

  • ★★★★★

    Packed with valuable guidance for anyone looking to co-own a property, and even regular home-buyers. The knowledge and thought-processes I got—it’s literally a steal.
    O'Neil Hughes

    O'Neil Hughes

  • ★★★★★

    Doing the course with CoBuy gave me incredible clarity and helped me form a strategy to start the journey with my partner. Amazing info to have in your arsenal before going house hunting. Highly recommend!
    Navi Gill

    Navi Gill

  • ★★★★★

    This is exciting! Lots of great information.
    Barbara McClellan

    Barbara McClellan

Developed by

CoBuy

CoBuy simplifies co-ownership. Homeownership wasn't designed for friends, family members, and unmarried couples. So we're fixing it.

Matt Holmes

Matt Holmes LinkedIn

Co-founder, CEO

Pam Hughes

Pam Hughes LinkedIn

Co-founder, COO

CoBuyer success stories

  • Being a first-time homebuyer, you don't know where to begin. The process is complex if you are co-buying with someone else. With CoBuy, we felt much more confident.

    Timofei & Maria

    Unmarried Couple

  • Having CoBuy to lean on for advice and guidance throughout our home buying journey from start to finish was a huge asset, and I'd highly recommend anyone else thinking of buying a home as a collective.

    Skyler & crew

    Friends

  • Easy, frustration free, and educational. Working with CoBuy took the confusion and pain out of the buying process.

    Douglas & Lauren

    Father & Daughter

  • Thank you to CoBuy for facilitating the process! If you're interested in co-ownership with friends or family, we can't recommend them enough.

    Sally & Kate

    Mother & Daughter

  • It's not a stretch to say CoBuy is the reason we just purchased our first home. CoBuy provided the education we needed to confidently navigate the process. Cheers CoBuy!

    Robin, Tori, Bryan

    Unmarried Couple +Father

  • CoBuy made buying a family home very easy and understandable. Much simpler and easier than I expected. We closed quickly and without a hitch. Thanks CoBuy!

    Rich & family

    Multi-generational Household

  • Genya, Partner & Family

    Unmarried couple + RelativesSeattle, WA

    Our questions were around how is this going to work? What will it actually look like? And is there any liability? Having that step-by-step process was great.
  • Candice & Gabriel

    Unmarried coupleOakland, CA

    I didn't really know where to start because we had different financial situations. How would that work out? CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together.
  • Christina, Edwina, Jason

    Multi-generational householdPort Angeles, WA

    Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom! We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way.
  • Starla & Robert

    Unmarried couple + KidsSeattle, WA

    We didn't know how long it was going to take or what the process was going to be like not being married. We wanted to do it intelligently and safely for both of us. It was nice to have somebody to help guide us. CoBuy was great!
  • Nate & Amber

    FriendsWest Seattle, WA

    You want to know that you're taking care of yourself and your co-owner. CoBuy answered questions that we didn't even know we had. You can make it happen. CoBuy is 100% the company I'd recommend to do that work with.
  • Peggy, Terry, Ray

    Married couple + FriendIssaquah, WA

    We decided to use CoBuy's expertise to help us navigate the process. I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done.

Industry pros weigh in

  • CoBuyers find homes much faster. They are very clear on what they are looking for due to the CoBuy program. When they find the home, they are ready.
    Don Koonce

    Don Koonce

    RE AgentWindermere

  • CoBuy has been able to assist buyers to tackle the process of buying a home together, step by step. I love the fact that CoBuy helps buyers to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected.
    Trevor Reese

    Trevor Reese

    Area ManagerRevolution Mortgage

  • Homeownership is evolving; it's not a one-size-fits-all concept anymore. CoBuy recognizes this and gives you the tangible resources to make homeownership adapt to your needs while covering all of the practical and technical bases.
    Edward Ong

    Edward Ong

    Principal • Broker • AttorneyCorpen Real Estate Group

  • CoBuy is innovative and client-centric. They educate clients on the entire property buying process and joint ownership. I am excited to continue to work with the CoBuy team.
    Raemi Gilkerson

    Raemi Gilkerson

    AttorneyLeos & Gilkerson, PLLC

  • It is important to have all parties on the same page on issues that don't necessarily show up on loan documents or purchase contracts. Having a service like CoBuy can make all the difference between a transaction successfully completing or unravelling.
    Frank Sandoval

    Frank Sandoval

    Loan OfficerUS Bank

  • I have the pleasure of working with fantastic people who are taking advantage of CoBuy’s creative solutions. My buyers and I were extremely happy with the guidance and assistance from CoBuy.
    Randy Pirtle

    Randy Pirtle

    RE AgentWindermere Yarrow Bay

  • The CoBuy crew are informative and knowledgeable! They create a simple, yet well thought out solution. They are incredibly communicative with their clients and business partners. Their entire team keeps your best interest in mind throughout the process.
    Jon Bye

    Jon Bye

    Broker • Team LeadJB & Associates Real Estate

Price for this course

Full price

$249 Free

Includes:

  • Life-time course access
  • Tools, worksheets, templates
  • Get 25% off Co-ownerOS™

Early-bird OfferSold Out

$186

Includes:

  • Life-time course access
  • Tools, worksheets, templates
  • Get 30% off Co-ownerOS™
  • 30-minute live consultation

FAQ

Who is this course for?

Anyone interested in co-buying a home, duplex, triplex, or fourplex with someone who isn't their spouse:

• Friends • Relatives: parents, adult kids, siblings, grandparents, aunts, uncles, multigenerational households • Partners • Unmarried couples • Multiple couples, including married couples

...or all of the above. We've helped co-buyer groups of all shapes and sizes achieve homeownership.

What's so tough about co-buying a home?

Buying—and owning—a home are fundamentally challenging. Buying with someone you aren't married to adds layers of complexity:

1. The systems that support homeownership are built for married couples, by default. Marriage creates a legal contract: a game changer for financing, owning, insuring, and transferring property.

2. Multi-party ownership requires alignment, communication, cooperation, and performance. The bar for success is high. There are many possible points of failure.

After this course, you'll be better equipped than 99% of other co-buyers to navigate these challenges.

Who is CoBuy? Why should I care?

CoBuy is a WealthTech company created by veteran real estate and finance professionals to simplify home co-ownership. We started our company at our kitchen table to unlock homeownership and wealth creation for everyone. A few facts about us...

📍 Seattle, WA-based 🤝 Started in 2016 by mother & son co-owners 💪 61+ years experience in real estate, finance, insurance, construction 👥 Helped 1000s of co-buyers to achieve homeownership ⏳ 51,500+ hours assisting co-buyers & co-owners 🥇 1st company specialized in co-ownership in the US 💻 Built the 1st online platform for co-buying homes 💻 Built the 1st online platform for managing co-ownership (it's powered by the Algorand blockchain) 📚 Developed the 1st comprehensive online course on co-buying a home with friends, family, and partners

Co-buyers and co-owners need support. Unlike most real estate companies and financial institutions, CoBuy is a neutral third-party. We do not:

• Lend you money • Take an equity stake in your home

As your partner—not a counterparty—we're objective and better aligned with your long-term wellbeing.

When should co-buyers start planning?

The earlier, the better. We see many folks wait to prepare until they find the perfect home. This is stressful, inefficient, and leads to rushed decisions.

Co-buyers who plan and build consensus early have a far smoother experience. Their offer acceptance rate is 3-5x higher, they are less likely to encounter problems during closing, and they feel better about their purchase. Many of the CoBuy groups we have worked with started researching and planning anywhere from two to four years ahead of their home purchase.

Why did CoBuy create this course?

1. Popular demand. We retired our co-buying app (gocobuy.com) in 2023 to focus on our new app for co-owners, Co-ownerOS™. Tons of folks still ask us for help to co-buy.

2. Lack of credible resources. Most info about co-buying on the internet is inaccurate, incomplete, and written by folks with zero domain expertise.

3. Accessibility. We've run live events and webinars for years, and nothing beats getting face to face. Still, folks want a self-paced course. We understand the need for greater flexibility and access.

Is this course worth $249?

Absolutely. We're confident you'll agree: the 1,060+ hours we put into producing this course delivers you unmatched value.

Update as of December 2025 We've decided to make this course free. Cost to you: $0.

...It's worth a lot more. ...We're confident you'll agree. ...Paid course participants agree.

So why are we un-gating this course? Simple.

1. We're on a mission to unlock home co-ownership for everyone. 2. Because we can. We're OGs in this space, and it's time the world has access.

When you're ready, check out Co-ownerOS™. It's an app for friends, relatives, and loved ones to manage home co-ownership intelligently.

How many of us should take this course?

Anyone you plan to co-buy and co-own a home with should take this course. Get everyone involved. Your relationships, hard-earned money, and (future) home are on the line. The return on investment of your time, social capital, financial capital, and energy over your co-ownership journey will depend on what you put in. That said, any preparation and research is better than nothing.

Resources

Check out our other resources for co-buyers.

CoBuy Budget Calculator

Learn how much you can afford by teaming up with friends, family, or your partner to co-buy a home.

More →

CoBuy Budget Calculator on iPhone

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