How to co-buy a home with friends, family, or your partner
Get clear, actionable guidance to start building wealth through home co-ownership. Leverage our 33,000+ hours experience assisting 1000s of co-buyers.
About this course
Overview
Buying and owning a home together is complicated. In this course, we break down the process of co-buying a home step-by-step and share our battle-tested strategy for success—before, during, and after your purchase.
You'll learn:
- How co-buying works
- How to minimize the time and cost
- How to select the right RE agent, lender, and other professionals
- How to secure the mortgage of best fit
- How to maximize Return on Investment
- How to protect your home, relationship(s), and finances
Outcomes
Create a co-buying action plan
Cut your purchase timeline by 50% vs. US average
Save $25k to $50k in expenses & costs
Develop a strategy for co-ownership
Protect your home, relationship(s), and finances
Length
Format
+ tools, templates, and worksheets
Structure
Co-buying 101: basics
Plan & build consensus
Get a joint mortgage
Navigate the home search, negotiate, & transact
Structure your co-ownership
Manage risks
Develop an exit strategy
Bonus: beyond the purchase
Latest reviews
John Falola
Chris Harding
O'Neil Hughes
Navi Gill
Barbara McClellan
CoBuyer success stories
Timofei & Maria
Unmarried Couple
Skyler & crew
Friends
Douglas & Lauren
Father & Daughter
Sally & Kate
Mother & Daughter
Robin, Tori, Bryan
Unmarried Couple +Father
Rich & family
Multi-generational Household
Having that step-by-step process was great."
Genya
Unmarried Couple & Parents
CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together."
Candice & Gabriel
Unmarried Couple
We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way."
Christina, Edwina, Jason
Multi-generational Household
It was nice to have somebody to help guide us. CoBuy was great!"
Starla & Robert
Unmarried Couple & Kids
CoBuy answered questions that we didn't even know we had.
You can make it happen. CoBuy is 100% the company I'd recommend to do that work with."
Amber & Nate
Friends
I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done."
Peggy, Terry, Ray
Friends
Industry pros weigh in
When they find the home, they are ready."
Don Koonce
RE Agent
Windermere
I love the fact that CoBuy helps buyers to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected."
Trevor Reese
Area Manager
Revolution Mortgage
CoBuy recognizes this and gives you the tangible resources to make homeownership adapt to your needs while covering all of the practical and technical bases."
Edward Ong
Principal • Broker • Attorney
Corpen Real Estate Group
I am excited to continue to work with the CoBuy team."
Raemi Gilkerson
Attorney
Leos & Gilkerson, PLLC
Having a service like CoBuy can make all the difference between a transaction successfully completing or unravelling."
Frank Sandoval
Loan Officer
US Bank
My buyers and I were extremely happy with the guidance and assistance from CoBuy."
Randy Pirtle
RE Agent
Windermere Yarrow Bay
They are incredibly communicative with their clients and business partners. Their entire team keeps your best interest in mind throughout the process."
Jon Bye
Broker • Team Lead
JB & Associates Real Estate
Price for this course
FAQ
Anyone interested in co-buying a home, duplex, triplex, or fourplex with someone who isn't their spouse:
• Friends
• Relatives: parents, adult kids, siblings, grandparents, aunts, uncles, multigenerational households
• Partners
• Unmarried couples
• Multiple couples, including married couples
...or all of the above.
We've helped co-buyer groups of all shapes and sizes achieve homeownership.
Buying—and owning—a home are fundamentally challenging. Buying with someone you aren't married to adds layers of complexity:
1. The systems that support homeownership are built for married couples, by default. Marriage creates a legal contract: a game changer for financing, owning, insuring, and transferring property.
2. Multi-party ownership requires alignment, communication, cooperation, and performance. The bar for success is high. There are many possible points of failure.
After this course, you'll be better equipped than 99% of other co-buyers to navigate these challenges.
CoBuy is a WealthTech company created by veteran real estate and finance professionals to simplify shared homeownership. We started our company at our kitchen table to unlock homeownership and wealth creation for everyone.
A few facts about us...
📍 Seattle, WA-based
🤝 Started in 2016 by mother & son co-owners
💪 59 years experience in real estate, finance, insurance, construction
👥 Helped 1000s of co-buyers to achieve homeownership
⏳ 33,000 hours assisting co-buyers & co-owners
🥇 1st company specialized in co-ownership in the US
💻 Built the 1st online platform for co-buying homes
💻 Built the 1st online platform for managing co-ownership (it's powered by the Algorand blockchain)
📚 Developed the 1st comprehensive online course on co-buying a home with friends, family, and partners
Co-buyers and co-owners need support. Unlike most real estate companies and financial institutions, CoBuy is a neutral third-party.
We do not:
• Get paid on commission
• Originate your mortgage
• Lend you money
• Take an equity stake in your home
As your partner—not a counterparty—we're objective and better aligned with your long-term wellbeing.
The earlier, the better.
We see many folks wait to prepare until they find the perfect home. This is stressful, inefficient, and leads to rushed decisions.
Co-buyers who plan and build consensus early have a far smoother experience. Their offer acceptance rate is 3-5x higher, they are less likely to encounter problems during closing, and they feel better about their purchase.
Many of the CoBuy groups we have worked with started researching and planning anywhere from two to four years ahead of their home purchase.
1. Popular demand.
We retired our co-buying app (gocobuy.com) in 2023 to focus on our new app for co-owners, Shared Homeowner OS™. Tons of folks still ask us for help to co-buy.
2. Lack of credible resources.
Most info about co-buying on the internet is inaccurate, incomplete, and written by folks with zero domain expertise.
3. Accessibility.
We've run live events and webinars for years, and nothing beats getting face to face. Still, folks want a self-paced course. We understand the need for greater flexibility and access.
Absolutely. It's actually worth more—this isn't our main source of revenue.
We pack insights from over seven years helping thousands of co-buyers into this course.
When we decided to build this course, it was either 110% or not at all. We knew we had to deliver the best of all our past experience and expertise. Otherwise, this wouldn't be worth it. (Today, our main product is Shared Homeowner OS™, the app to manage your co-owned home.)
We're confident you'll agree: the 960 hours we put into producing this course deliver you unmatched value.
That's up to you.
It works out better for you to have everyone involved. Your relationships, hard-earned money, and (future) home are on the line. The return on investment of your time, social capital, financial capital, and energy over your co-ownership journey will depend on what you put in.
That said, any preparation and research is better than nothing.
Yes!
For Early-bird signups and Special Offer signups:
We offer a 30-minute consultation when all co-buyers in your group complete the course and you send us your completed CoBuy Wizard Worksheet.
For all course participants:
We provide our direct contact details and also enable in-course questions. We'll work to respond to all on-topic questions within 48 hours.
Resources
Check out our other resources for co-buyers.
CoBuy Budget Calculator
Learn how much you can afford by teaming up with friends, family, or your partner to co-buy a home.
