Get Your Co-ownerOS™ Annual Pass
- Align before you sign
- Skip $10k+ legal costs
- Draft and update agreements in minutes
- Protect money + relationships—on autopilot
Everything your group needs to co-buy or co-own with confidence
Every subscription includes ID verification and blockchain-anchored smart contracts for authentication, security, and peace of mind.
Governance workflow
• Plan and build consensus before you close.
• Streamline complex decisions with guided steps.
• Get expert guidance and info on demand.
• Simplify collaboration and communication.
• Stay aligned on terms, finances, ownership, risks, and exit strategy.
Co-ownership Agreement
• Protect relationships, finances, and your property investment.
• Co-create, digitally sign, share, and update any time — skip $10K+ in legal fees.
Memorandum of Agreement
• Record ownership and strengthen protections without exposing private details.
• Co-create, digitally sign, share, and update any time — keep public records clean.
Document Vault
• Securely store and organize all files, records, and receipts in multiplayer mode.
• Maintain a single source of truth to avoid disputes and version confusion.
Co-owner Dashboard
• Monitor property value and ownership metrics in real time.
• Get actionable insights to guide financial and ownership decisions.
...and you’ll help shape new features as Co-ownerOS™ evolves.
Ready to get started? Get Your Annual Pass →
CoBuyer success stories
"Our questions were around how is this going to work? What will it actually look like? And is there any liability?
Having that step-by-step process was great."
"I didn't really know where to start because we had different financial situations. How would that work out?
CoBuy walks you through the process. I would recommend CoBuy to anyone looking to buy a home together."
"Now we live in an awesome house with a mother-in-law apartment for my equally awesome mom!
We have peace of mind knowing that we've covered all our legal bases and have contingency plans for all the what-ifs that life can throw your way."
"We didn't know how long it was going to take or what the process was going to be like not being married.
We wanted to do it intelligently and safely for both of us.
It was nice to have somebody to help guide us. CoBuy was great!"
"You want to know that you’re taking care of yourself and your co-owner.
CoBuy answered questions that we didn't even know we had.
You can make it happen. CoBuy is 100% the company I'd recommend to do that work with."
"We decided to use CoBuy’s expertise to help us navigate the process.
I could not imagine going through this without the assistance of CoBuy. CoBuy was instrumental in getting it done."
Calculate your risk
Co-ownerOS™ Annual Pass
Essential toolkit for co-buyers and co-owners.
- Build consensus before you close on property
- Create Co-ownership Agreement in ≈ 45min.
- Update anytime — no extra legal fees
- Secure shared vault for all docs & decisions
Based on 46,500+ hours helping 1,000s of co-buyers succeed.
- Co-buyers or co-owners of US residential property.
- Agree to Terms & Conditions.
How Co-ownerOS™ keeps co-buyers safe & synced
Align early—before you commit.
Collaborate on your co-buying plan and set up a framework for success before you seal the deal.
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Co-create a Co-ownership Agreement in 45 minutes.
Skip upfront legal fees and cookie-cutter docs. A guided workflow helps you to co-create dynamic agreements. Define ownership, finances, and exit plans—all in one place.
Single, secure dashboard
No more scattered docs or missed payments. Co-ownerOS™ gives you:
- Decision-making tools
- Financial tracking & reminders
- Blockchain-verified documentation
- Easy updates when life changes
Get in touch
Real co-buyers, real peace of mind
"They called out things we had not thought of and helped us craft an operating agreement.
I could not imagine going through this without CoBuy."
Peggy • Terry • Ray
Friend CoBuyers
FAQs
Your questions, answered.
Co-ownerOS™ is a guided workspace for your group:
• Plan budgets, draft and digitally sign a custom Co-ownership Agreement and Memorandum of Agreement in under an hour
• Manage money and decisions
• Store documents
• Edit terms any time
No scattered files or guesswork.
The result: smoother collaboration, lower risk, and more time to enjoy your home.
Friends, relatives, or partners planning to co-buy or who already co-own a U.S. residential property (up to four units) and want clear agreements plus shared finance tools.
Great—Co-ownerOS™ was built for co-buyers.
Align budgets and safeguards before you make an offer, generate an agreement ready for digital signatures at closing, and stay on a single platform from first brainstorm through exit strategy.
Absolutely. Co-ownerOS™ supports you through the full co-ownership lifecycle—from idea stage to exit.
Many groups finish the workflow, review, and digitally-sign in 45 minutes. Others spend a few weeks.
It's really up to you.
You can spread steps over as many sessions as you like—progress is saved automatically.
Any U.S. residential property with one to four units (single-family, condo, duplex, triplex, fourplex).
We don't support commercial properties or larger groups yet.
CoBuy is not a law firm and Co-ownerOS™ is not legal advice. The platform guides you through governance choices, generates a customized Co-ownership Agreement, and keeps everyone synced, but you can still hire an attorney to review or tailor the agreement if you wish.
For complex scenarios—commercial property, trusts, or more than four owners—we're not your solution; we recommend professional counsel.
Email hello@cobuy.io—we’re happy to help.