Co-ownership,

simplified.

Shared Homeowner OS™ is a guided app to manage all aspects of owning a home together. Built by the original experts in co-ownership.

Video captions: Whether you co-own a home with your buddy, your honey, your gran or your fam, Shared homeownership is a big investment with a lot of moving parts. Buying a home together is just the start. You could just wing it, and hope for the best. Or spend thousands in legal fees for a one-off, static document. But why gamble with your home, relationships, and finances? The Shared Homeowner OS puts you in control over the full co-ownership lifecycle. It’s an all-in-one tool to plan, structure, and manage shared homeownership--together. Getting started is easy. Just plug in a few details, invite your co-owners, and verify your identity. Collaborate to define the terms of your co-ownership arrangement in under an hour. An intuitive workflow streamlines joint decision-making with step-by-step guidance. Discuss issues on the line-by-line, make changes, and track your progress. When you're ready--generate, review, and digitally sign Agreements with a few taps. Manage your most important asset, together. You can monitor vitals from the dashboard. Manage all your important documents, files, records, & receipts in the Document vault. When you need to make a change, modify your Agreements and digitally sign to re-execute You can also add or remove a co-owner Soon, you’ll be able to keep track of who owns what in the personal item inventory. Create and manage shared financial accounts. Setup auto-pay for mortgage and bills, Create and manage personal Wills. Schedule & track all property-related events…and Automate risk and event handling. With the Shared Homeowner OS, you spend less, cover your downside risk,…and Enjoy the upside…together.
Apply to private beta
Video captions: Whether you co-own a home with your buddy, your honey, your gran or your fam, Shared homeownership is a big investment with a lot of moving parts. Buying a home together is just the start. You could just wing it, and hope for the best. Or spend thousands in legal fees for a one-off, static document. But why gamble with your home, relationships, and finances? The Shared Homeowner OS puts you in control over the full co-ownership lifecycle. It’s an all-in-one tool to plan, structure, and manage shared homeownership--together. Getting started is easy. Just plug in a few details, invite your co-owners, and verify your identity. Collaborate to define the terms of your co-ownership arrangement in under an hour. An intuitive workflow streamlines joint decision-making with step-by-step guidance. Discuss issues on the line-by-line, make changes, and track your progress. When you're ready--generate, review, and digitally sign Agreements with a few taps. Manage your most important asset, together. You can monitor vitals from the dashboard. Manage all your important documents, files, records, & receipts in the Document vault. When you need to make a change, modify your Agreements and digitally sign to re-execute You can also add or remove a co-owner Soon, you’ll be able to keep track of who owns what in the personal item inventory. Create and manage shared financial accounts. Setup auto-pay for mortgage and bills, Create and manage personal Wills. Schedule & track all property-related events…and Automate risk and event handling. With the Shared Homeowner OS, you spend less, cover your downside risk,…and Enjoy the upside…together.

💪 No guesswork, more upside.

We’ve worked 32,000+ hours tackling co-ownership, so you don’t have to.

One tool to manage
co-ownership, together.

Money matters

Plan finances, expenses, and payments.

Ownership

Define structure and individual interests.

Risks

Identify, safeguard, and specify remedies.

Admin

Streamline day-to-day tasks.

Rights & responsibilities

Align goals and expectations, flexibly.

Exit strategy

Prepare for eventual unwind or transfer.

Built to make co-owning a home easy.

Shared Homeowner OS™ puts you in control over the full ownership lifecycle.

Set your terms

Set your terms

Collaborate in real-time with step-by-step guidance to set the terms of your co-ownership arrangement. An intuitive workflow streamlines decision-making. Eliminate guesswork, avoid drama.

Create flexible agreements

Create flexible agreements

Generate, review, and digitally sign agreements. Executed agreements are encrypted and recorded to blockchain. Need to make a change? No problem. Modify, confirm, and re-execute in a few taps.

Organize docs, records, receipts

Organize docs, records, receipts

Store all your important files in one place with easy access, sharing, and version control. Authentication by all co-owners marks files as legit. Breathe easier when tax season rolls around, or it’s time to sell.

Apply to private beta

Seriously secure.

You control your data. We go to great lengths to keep it safe and secure.

Multi-factor ID verification

Government ID cross-referenced with live imaging and personal verifiers.

Blockchain authentication

Smart contracts from the world's fastest, most secure blockchain network.

256-bit advanced encryption

Data encryption algorithms used by the United States National Security Agency.

Cover your risk, build wealth.

With Shared Homeowner OS™, manage your co-investment like a pro—and enjoy the upside.

Nobody knows co-ownership better. We've worked with thousands of co-buyers and co-owners, and been there ourselves.

Save $10k on upfront legal fees

Eliminate 10 hours of admin per month

Avoid conflicts, court, and probate

Minimize unexpected tax consequences

Plan your exit strategy

FAQs

Your questions, answered.

What is co-ownership?

Co-ownership is when two or more people who are not married to one another own a home together.

Friends, family members, or couples—or any combination—can own a home together.

Co-ownership is also called shared homeownership, fractional homeownership, or joint homeownership.

What is Shared Homeowner OS™?

Shared Homeowner OS™ is an app to help you plan, structure, and manage co-ownership together efficiently and effectively.

What does it do?

With Shared Homeowner OS™, you’re able to manage co-ownership like a pro:
‍
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime

Shared Homeowner OS™ puts co-owners in control over the entire lifecycle:

- Avoid guesswork and conflict
- Save $1,000s on legal fees
- Save 120 hours a year on admin
- Protect relationships, investments, and the home

Instead of winging it, you can de-risk, protect, and build wealth.

Who is it for?

Shared Homeowner OS™ helps folks who own a home together:

- Friends
- Family members
- Unmarried couples
- Couples
- Combinations of the above


Today, we're setup to help those who:

1. Co-own a home in the U.S.
2. Co-own a home as a group of 2 to 4 total (excluding renters, kids, anyone not on Title)

We're working to expand our offering.

How much does it cost?

Shared Homeowner OS™ subscription:

$30.00 / person / month, paid annually
$22.50 / person / month, paid annually  (25% off during Private Beta)

That’s less than the cost of one cappuccino a week to protect your relationships, investment, and home.

‍Private beta discount ends soon.

What is a private beta?

A private beta is an exclusive phase where a select group of users are invited to access a new product before it's widely available.

This allows us to gather valuable feedback and make necessary improvements. As a participant, you have the opportunity to explore the features, identify potential areas for enhancement, and contribute to the refinement of the product. It's a collaborative process that ensures quality and effectiveness.

How do we get started?

Apply to the private beta here.

We’ll respond within 48 hours. If it's a good fit, you'll get sign-up instructions and your 25% off private beta discount code.

Leading industry pros agree.

"Homeownership is not one-size-fits-all. CoBuy gives you the resources to make homeownership adapt to your needs while covering all of the practical and technical bases."

Headshot of Edward Ong, Principal at Corpen Real Estate Group, attorney, and broker.

Edward Ong

Principal • Broker • Attorney

Corpen Real Estate Group

“CoBuy helps folks to set up a framework for co-ownership so that things go smoothly and the individuals involved are protected. Efficient, effective, everybody wins.”

Headshot of Trevor Reese, Loan Officer and Area Manager at Revolution Mortgage.

Trevor Reese

Area Manager

Revolution Mortgage

"It's important to get all parties on the same page on issues that don’t show up on loan or purchase documents. Having CoBuy to manage this can make all the difference."

Headshot of Frank Sandoval, Loan Officer at U.S. Bank.

Frank Sandoval

Loan Officer

U.S. Bank

Want early access?

🚀 Private Beta is LIVE! Spots are limited.
25% discount, 1:1 support, guide new features.

Apply to private beta

Featured blog posts

We drop our latest field notes to help co-owners build wealth, make memories, and feel good doing it.

Co-ownership 201: The Ultimate Guide to Shared Homeownership

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Own a home with friends, family, or your partner? Learn which flashpoints to steer clear of in shared homeownership to minimize costs, stress, and risk.

Shared homeownership: 5 flashpoints you need to avoid

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Learn how a co-ownership agreement can protect your home, relationships, and financial interests in shared homeownership.

What's a Co-ownership Agreement and Why Do You Need One?

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