Let’s Level the Playing Field

At CoBuy, we’re on a mission to unlock access to homeownership and wealth creation for all. We’re stoked to announce a significant step towards that goal: a 75% discount on Shared Homeowner OS™ subscriptions for lower-income homeowners.
The system is broken
The systems that support homeownership serve one type of homeowner: married couples. For everyone else, homeownership means greater risk, higher costs, and more complexity. Co-owners don’t enjoy the same rights or protections as married couples. They also have to manage many moving parts. These include decision-making, finances, agreements, admin, risk, and exit strategy, to name a few.
This design flaw disadvantages 50 million co-owners, creates barriers to wealth, and disproportionately impacts low-income households and people of color.
We’re leveling the playing field
We created a powerful new tool to make co-owning a home with friends or family simpler, safer, and more rewarding.
With Shared Homeowner OS™, co-owners can plan and manage co-ownership together.
🤝 Streamline decisions
💸 Plan finances, expenses, payments
📝 Create a Co-ownership Agreement in 45 minutes
✍️ Digitally sign from anywhere
🔐 Manage key documents
🚪 Define an exit strategy
🪄 Update anytime
Shared Homeowner OS™ puts co-owners in control over the entire lifecycle:
- Avoid guesswork and conflict
- Save $1,000s on legal fees
- Save 120 hours a year on admin
- Protect relationships, investments, and the home
Instead of winging it, co-owners de-risk and build wealth.
Access for all
Everyone should have access to tools that empower financial freedom.
That’s why we’re offering Low-to-Moderate Income households a 75% discount on an annual subscription to Shared Homeowner OS™. Participants also get direct access to our team. With this initiative, we’re bringing this powerful tool to those who need it most.
The system is broken. Let’s fix it together.
➡️ Click here to apply or send us a note.
ℹ️ About CoBuy
CoBuy is a Seattle-based company founded in 2017 to make co-ownership simple and accessible.
We’ve spent over 32,000 hours tackling co-ownership and helped thousands to navigate the co-buying process. Joint home purchases are challenging, but closing on a home is just the start of the journey. With our new Shared Homeowner OS™, co-owners can manage the entire co-ownership lifecycle.
FAQ
What is co-ownership?
Co-ownership involves two or more people who aren’t married to one another sharing ownership interest in a home. Co-owners can be friends, family members, or couples. Co-ownership is also commonly referred to as shared homeownership, joint homeownership, or fractional homeownership.
Who is eligible?
The 75% discount off an annual subscription to Shared Homeowner OS™ is open to co-owners who meet the following criteria:
- Combined household income that qualifies as Low-to-Moderate Income (LMI)
- Co-own a home or under contract
- Two to four co-owners in total (excludes renters, children, and anyone not on Title to the property)
What’s a “Low-to-Moderate lncome household”?
A household with a combined income of less than 80% of the area median family income qualifies as Low-to-Moderate Income (LMI).
Click here to check the median family income in your County.
How do we apply?
Fill out this short form.