CoBuy-Suitable™ Homes · Featured

A home actually built for co-ownership

10350 348th Ave SE, Snoqualmie, WA

$2,475,000

currently listed (view listing)

4 bd · 6 ba · 5,191 sqft · 1.72 ac · built 2020

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93.5 · Highly Suitable

Owner-verified: 12 of 12

Full scoresheet ↓

CoBuy Suitability Score™

93.5AHighly Suitable

Zones: 1 Sovereign ADU · 1 Quarters · 2 Suites

Sovereign: a fully independent, legally rentable unit · Quarters: a self-contained space with its own entrance · Suite: a bedroom with its own bath.

Owner-verified: 12 of 12unverified counts as absent; scores only rise with proof

A-band homes are rare: most American homes weren't built for shared ownership.

How it grades for each way of co-owning

Six for six, A across the board.

ATwo friends
ACouple + one
A3–5 adults
ATwo households
AHousehold + rental unit
ATwo couples

Why it scores 93.5

A self-contained, permitted ADU (~700 sqft): its own entrance, full kitchen, bath, laundry, and a door that locks from both sides. Legal and verified.
A finished lower level with its own entry: separate side parking, kitchenette, bath, living space, and a locking door to the main house. Use it connected, or independent.
A main level built for adults sharing: two true suites (each with private bath), two more bedrooms, four full baths on one floor, single-level living end to end.
Space for storage, parking, and outdoor use: 837-sqft garage, 11 parking spaces plus RV, 1.72 acres, deeded river access, sauna, shop.

Who this home fits

1
Parents + adult children (multigenerational living): main house and ADU under one roof, dignity intact: separate kitchens, separate doors, together by choice.
2
Two sibling families: main level and lower level as distinct domains; fold together for Sunday dinner.
3
Close friends co-buying: two true suites plus independent zones; nobody negotiates for the primary.
4
A live-in caregiver arrangement: self-contained quarters with real autonomy on both sides.
5
Owner-occupants + rental income: the permitted, self-contained ADU rents for $2,300–2,500/mo depending on lease length (per the current listing), income that can offset the mortgage.

The math of sharing

At today's rates, a home like this is a stretch for one household and straightforward for two or more. Split the same home two, three, or four ways:

Co-buyers

Down payment

Monthly, each

$7,076

Group total $14,152/mo

Cash to close, each

$266,063

Group total $532,125

Per-person monthly payment and cash to close, by number of co-buyers, at 20% down
At 20% down	2 co-buyers	3 co-buyers	4 co-buyers
Monthly (each)	$7,076	$4,717	$3,538
Cash to close (each)	$266,063	$177,375	$133,031

Assumptions

Price $2,475,000 · 30-year fixed, standard amortization.
Rate 6.49% (national average 30-year fixed as of Jul 9, 2026; jumbo pricing varies).
Property tax $14,998/yr (the actual county bill).
Insurance ~$400/mo (estimated) · closing costs ~1.5% of price (estimated).
WA real estate excise tax is seller-paid and excluded. PMI not modeled at these down payments.

These figures are illustrative, not a quote or a loan offer. All co-borrowers qualify jointly, and pricing depends on credit, income, and the specific loan. Get an official Loan Estimate before choosing a loan. Run your own numbers.

Rates auto-updated from Federal Reserve Economic Data (FRED)

Tour it

The floor plans

How the zones lay out: the permitted ADU and two suites on the main level, and a finished lower level with its own entry below.

Main-level architectural floor plan of 10350 348th Ave SE, showing the permitted ADU (Additional Living Quarters) with its own entrance and lock-off door, the primary suite, additional bedrooms and baths, and the vaulted great room. — Main level: the permitted ADU with its own entrance, two suites, four full baths on one floor, and single-level living end to end.

Lower-level architectural floor plan of 10350 348th Ave SE, showing the finished lower level with its own entry, a bath, laundry, workout and game rooms, plus the garage, shop, and crawl space. — Lower level: its own entry and side parking, a kitchenette, a bath, and finished living space.

The photos

The details

Beds

Baths

Interior

5,191 sqft

Lot

1.72 acres

Built

2020

Garage

837 sqft

Parking

11 + RV

MLS

#2538321

MLS #2538321. Listed by John Kritsonis & Karl Lindor, Windermere Real Estate/East (view the listing on Redfin).

How to cite

Preferred citation: CoBuy Suitability Score™, CoBuy (cobuy.io/suitability-score).

Plain-text form: CoBuy Suitability Score, CoBuy, cobuy.io/suitability-score.

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How we score: the CoBuy Suitability Score · The demand behind it: the CoBuy Co-ownership Index™